Pinned up
Payment Notes
Three one-page checklists. Print them if you like.
Debit cards and credit cards: different railsGeneral information on how debit pulls from a deposit account while credit borrows against a line.Payment note 1 · 6 minACH transfers: the batch system behind many bill paysA plain-language overview of Automated Clearing House transfers used for bill pay and direct deposit.Payment note 2 · 7 minAuthorization holds on debit cardsGeneral information on temporary holds merchants place before a final debit card charge.Payment note 3 · 5 min